The mortgage free way to buy your own home

Your Home is the gradual homeownership scheme that gets you moving. Our part buy - part rent scheme lets you choose a freehold home on the open market, then you buy a share and rent the rest.

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How it works

Your Home provides the opportunity for you to own and live in a house you really love, in the area that you choose, by buying a share of it and renting the rest.

You choose a freehold home on the open market, buy a minimum 25% share with a cash deposit and then rent the rest. You don't need a mortgage and there is no leading involved.

You can buy a larger share in the home overtime, reducing the rent payments, and you could potentially buy the home outright.

Get Started

Are you eligible?

Deposit

You will need a cash deposit of 25% of the full market value of the home.

Finances

A good credit history and an income large enough to cover your payments are required.

Nationality

You must be a British citizen or have indefinite rights to remain in the UK.

Home

The home must be your primary residence. You can't rent out or sublet the home.

See what our customers have to say about us

Heylo housing Your Home scheme was the only option for me following divorce and having to sell the joint house...My experience has been smooth from start to finish and I have my own home again.

Louise

December 2025

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At 69 years old, I was never going to get a mortgage to buy my own home, which meant I would have to pay a crippling rent forever. Now, thanks to Heylo I have a wonderful home at a much lower cost and feel secure and protected from no-fault evictions or rogue landlords.

George

November 2025

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I recently completed the purchase of my home through Your Home, and I couldn't be happier with the experience. The team was incredibly supportive, transparent, and responsive throughout the entire process.

Farhan

November 2025

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